- Ducted, with a new furnace$14.8k–$18.2kout of pocket, $21k–$28k full price
- Ducted heat pump$15.3k–$19kout of pocket, $21k–$28k full price
- Ductless, one head$10.4k–$12.2k
- Ductless, several heads$23.4k–$36.2kabout $17k–$30k after rebates
Out of pocket: what most Xcel gas customers in the Denver metro pay after rebates.
Ducted
The outdoor unit connects to a coil at the furnace or air handler, and air moves through your existing ducts. If you have a forced-air furnace, this is usually the cleanest fit, with one outdoor unit, one thermostat and nothing new on the walls.
Ductless
A mini-split puts indoor heads on the walls. Each head needs a line set, a control cable and a condensate drain to the outside, usually bundled under one cover on the exterior wall. Each head controls its own room.
One head is often a one-day job. Several heads on one outdoor unit cost about twice as much, because every head adds its own line route.
Which fits your house
- If you have ducts throughout the house, go ducted. You already paid for the ducts.
- If you heat with a boiler or baseboards and have no ducts, ductless adds cooling and efficient heat without new ductwork.
- If one room never keeps up, like an addition, an attic room or a garage studio, one ductless head usually fixes it.
- If your ducts are undersized or leaky, compare the cost of fixing them with a ductless layout.
For more on both, see heat pump installation on unicolorado.com.
Common questions
Is a mini-split a heat pump?
Almost always. Most mini-splits heat and cool. A few cooling-only models exist, so check the model number on the quote.
