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Denver Heat Pump Installation
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Ducted or ductless?

Use the ducts you have, or put heads in the rooms that need them. How each works and what each typically costs in Denver.

Updated October 8, 2026
A white Mitsubishi wall-mounted head above a door with a woven shade in a white room
A Mitsubishi wall head mounted above a door in a bedroom.
Typical prices, ducted and ductless
  • Ducted, with a new furnace$14.8k–$18.2kout of pocket, $21k–$28k full price
  • Ducted heat pump$15.3k–$19kout of pocket, $21k–$28k full price
  • Ductless, one head$10.4k–$12.2k
  • Ductless, several heads$23.4k–$36.2kabout $17k–$30k after rebates

Out of pocket: what most Xcel gas customers in the Denver metro pay after rebates.

Ducted

The outdoor unit connects to a coil at the furnace or air handler, and air moves through your existing ducts. If you have a forced-air furnace, this is usually the cleanest fit, with one outdoor unit, one thermostat and nothing new on the walls.

Ductless

A mini-split puts indoor heads on the walls. Each head needs a line set, a control cable and a condensate drain to the outside, usually bundled under one cover on the exterior wall. Each head controls its own room.

One head is often a one-day job. Several heads on one outdoor unit cost about twice as much, because every head adds its own line route.

Which fits your house

  • If you have ducts throughout the house, go ducted. You already paid for the ducts.
  • If you heat with a boiler or baseboards and have no ducts, ductless adds cooling and efficient heat without new ductwork.
  • If one room never keeps up, like an addition, an attic room or a garage studio, one ductless head usually fixes it.
  • If your ducts are undersized or leaky, compare the cost of fixing them with a ductless layout.

For more on both, see heat pump installation on unicolorado.com.

Common questions

Is a mini-split a heat pump?

Almost always. Most mini-splits heat and cool. A few cooling-only models exist, so check the model number on the quote.

Sources and further reading

Sources

  1. Carrier, cooling-only mini split air conditioner
  2. ENERGY STAR, heat pump selection and installation
  3. ENERGY STAR, sizing and dual fuel systems
  4. UniColorado, dual fuel and all-electric systems